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Mortgage 101


Do I Need Asset Protection for My Rental Properties?


Do I Need Asset Protection for My Rental Properties?
What Is Real Estate Asset Protection? Asset protection in real estate is exactly what you’d expect: it protects you and your investments incase any unfortunate situations arise. The last thing any investor wants after spending his or her hard earned money […]

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HOW TO PREVENT SPAM FROM CREDITORS


HOW TO PREVENT SPAM FROM CREDITORS
A lender takes your loan application and then the next day you get phone calls from other lenders, how does that happen? Watch and Learn. It happens. You are looking online. You see a great, unbelievable rate and you complete […]

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Questions to Ask Before Hiring a Property Manager


Questions to Ask Before Hiring a Property Manager
Are you thinking of hiring a property management company? Then you need to ask the right kind of questions. With the right questions, you stand a high chance of selecting an efficient, effective and reputable property management company. Here are […]

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How Do You Qualify For a DSCR Investor Loan?


How Do You Qualify For a DSCR Investor Loan?
  DSCR loans are different, as the qualification and underwriting are primarily focused on the property instead of borrower.  DSCR lenders will look at your credit score and make sure you have a few months of payments in the bank, […]

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5 Things You Should Know Before Investing in a Turnkey Property


5 Things You Should Know Before Investing in a Turnkey Property
What is Turnkey Investing? At its core, turnkey real estate investing is where you buy already rehabbed, tenant-filled, managed properties that are producing positive cash flow. A lot of the extra work that goes into real estate investing is cut […]

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Fannie Mae Reserve Requirements for Investors with Multiple Properties Owned


Fannie Mae Reserve Requirements for Investors with Multiple Properties Owned
What Are Reserves? Reserves are liquid or near liquid assets that are available to a borrower after the mortgage closes. On every loan transaction, reserves are required to be verified as part of the approval process. Acceptable sources or reserves […]

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  Inc. magazine has named Highlands Residential Mortgage, a home purchase and refinance company, to its Inc. 5000 list. In its 36th year, Inc. 5000 is known for being the most prestigious ranking of the nation’s fastest-growing private companies. “We have come […]

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