What is TRID and how will it affect you when getting a Conventional Fannie Mae or Freddie Mac Loan?

What is TRID? TRID, which stands for TILA RESPA Integrated Disclosure, is the culmination of several years of discussions between CFPB and members of the banking and title industries.TRID consolidates the existing disclosures required under TILA and RESPA for closed-end credit […]

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Do’s and Don’ts Before Closing

● Graham Parham ● June 28, 2015 ● Closing ● No Comments

Below are a few reminders of “do’s and don’s that are helpful to know before you close on your loan. DO bring a cashiers check made payable to the title company for the amount of your closing costs. DO alert […]

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Mortgage Closing Costs

● Graham Parham ● November 4, 2013 ● Closing Mortgage 101 ● No Comments

Mortgage Closing Costs There are three components that make up the funds due at closing: the down payment, the mortgage closing costs, and the prepaids. Regardless of what lender you choose or what program you choose, these costs will exist. […]

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Buying a home: What happens at a mortgage closing?

● Graham Parham ● October 22, 2013 ● Closing ● No Comments

The home inspections are complete. You have your homeowners insurance. The day you’ve been waiting for has arrived — closing day. If everything is in order, a closing process can run smoothly and ownership of the property will be transferred […]

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Pre-Closing

● Graham Parham ● October 3, 2013 ● Closing ● No Comments

Pre-Closing At this juncture your loan is approved and the financing details are finalized. Before the new TRID requirements the file would submitted to the closing department. Now, we as the Lender have the ability to send the borrower the […]

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Closing

What is TRID and how will it affect you when getting a Conventional Fannie Mae or Freddie Mac Loan?

Do’s and Don’ts Before Closing

Mortgage Closing Costs

Buying a home: What happens at a mortgage closing?

Pre-Closing

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